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Mittwoch, 2. Dezember 2020 (Suva, Fidschi)
Der neuseel\u00e4ndische Hochkommissar f\u00fcr die Fidschi-Inseln, S.E. Jonathan Curr, lancierte heute in einer bahnbrechenden Veranstaltung die Initiative \u201eLeaving No One Behind in the Digital Era\u201c: Pazifik-Versicherungs- und Klimaanpassungsprogramm. Es ist die erste Initiative dieser Art f\u00fcr die Region, bei der marktbasierte Versicherungsl\u00f6sungen f\u00fcr Klimarisiken zun\u00e4chst den Inselbewohnern der Pazifik-Inseln Fidschi und Vanuatu und dann nach und nach auch anderen Pazifik-Inselstaaten zur Verf\u00fcgung gestellt werden sollen. Das Programm, das gemeinsam vom Kapitalentwicklungsfonds der Vereinten Nationen (UNCDF), dem Universit\u00e4tsinstitut der Vereinten Nationen f\u00fcr Umwelt und menschliche Sicherheit (UNU-EHS) und dem Entwicklungsprogramm der Vereinten Nationen (UNDP) entwickelt wurde und umgesetzt werden soll, wird vom neuseel\u00e4ndischen Hilfsprogramm und dem australischen Hilfsprogramm finanziell unterst\u00fctzt.<\/p>\n\n\n\n
Es folgt der ausf\u00fchrliche Bericht des Instituts f\u00fcr Umwelt und menschliche Sicherheit der Universit\u00e4t der Vereinten Nationen (UNU-EHS) in englischer Sprache:<\/p>\n\n\n\n
Wednesday 2 December 2020\u00a0(Suva, Fiji)\u00a0
In a landmark event\u00a0held today,\u00a0the\u00a0New\u00a0Zealand High Commissioner to\u00a0Fiji,\u00a0H.E.\u00a0Jonathan Curr\u00a0launched the\u00a0Leaving No One Behind in the Digital Era:\u00a0Pacific Insurance and Climate Adaptation Programme. It is\u00a0a\u00a0first of its kind initiative\u00a0for the region where market-based climate risk insurance solutions will be\u00a0made available to\u00a0Pacific\u00a0islanders\u00a0in Fiji and Vanuatu\u00a0first,\u00a0and then progressively to\u00a0other\u00a0Pacific island\u00a0countries. The Programme,\u00a0jointly developed and\u00a0to be\u00a0implemented by the United Nations Capital Development Fund (UNCDF), the United Nations University Institute for Environment\u00a0 and Human Security (UNU-EHS) and the United Nations Development Programme (UNDP),\u00a0is financially supported by the New Zealand Aid Programme and the Australian Aid Programme.<\/p>\n\n\n\n
Pacific Small Island Developing States (PSIDS) are highly vulnerable to natural hazards and each year face huge economic losses due to cyclones, droughts, earthquakes, volcanic eruptions and other natural disasters. The impact through some of these events have been exacerbated due to climate change. Given the limited climate disaster risk financing instruments available in the region, governments often resort to seek external aid assistance, borrow or reallocate budgets meant for other purposes, such as education, health or infrastructure.<\/p>\n\n\n\n
This new initiative aims to develop affordable parametric and weather index-based climate risk insurance targeted at the agriculture, fisheries, retail and tourism sectors with specific focus on women, youth, migrants and MSME segments. The products and solutions will be piloted, tested and scaled during the inception phase of two years through an Inclusive Insurance Innovation Lab set up by the Programme. UNCDF will use its in-country presence, technical expertise and, decade long extensive experience in the Pacific to work with private sector financial service providers including insurance companies, reinsurers, mobile network operators and other private sector financial service providers, to, develop and deploy digital and other technology driven interventions to ensure last mile delivery.<\/p>\n\n\n\n
Parametric insurance has the distinct advantage that it allows for much faster claim payments post-disaster since there is no need to undertake extensive assessments. The payments are linked to predefined triggers and also made digitally through mobile wallets and bank accounts. By combining the features of microinsurance, the beneficiaries will be covered for a relatively small, but adequate sums of insurance that will provide immediate relief and help recover faster and, in turn builds a stronger financial resilience.<\/p>\n\n\n\n
The overall objective of the programme is to improve the financial preparedness of \u201cPacific households, communities, small businesses, organisations and governments towards climate change and natural hazards\u201d through a combination of stakeholder engagement, co-creation of solutions, awareness and capacity building, innovative financing options and digital linkages \u2013 with a robust interface to the 2030 Sustainable Development Goals. […]<\/p>\n\n\n\n